High-Limit Disability Insurance
to Meet Your Needs
Single or Multi-Life
Increased Benefits Up To
Frequently Asked Questions
How much is the ACG Discount?
How does the high-limit coverage work?
Monthly benefits under the high-limit program are paid for 5 years (60 months). If you are still disabled after the 60 month benefit period, you are eligible to receive an additional lump sum benefit. Please speak to an advisor and consult the contract language for more details.
What is simplified underwriting?
Am I required to have existing traditional disability coverage?
How much coverage am I eligible for?
The total coverage includes your existing traditional policy, so for example: If you earn $480,000 gross income ($40K/month) and have a traditional policy providing $10,000/month benefit, you would be eligible for up to $30,000 ($40K – $10K) of additional benefit with the high limit program.