Exclusively for ACG members

You protect your patients. Who protects you?

Six financial and insurance benefits, negotiated by the College and managed by our partner firm, for physicians who plan ahead.

See your income gap Explore the benefits
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ACG members eligible for these benefits
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Exclusive member benefits
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Years serving ACG members through this benefits program
$1.2B
In assets under advisement by Wealth Management Strategies*
The benefits

Negotiated by the College. Built for physicians.

Not sure where to start? Ask an advisor

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Learn more
Income protection calculator

How much of your income is unprotected?

Group disability plans cap monthly benefits well below what a gastroenterologist earns. Move the sliders to see your gap.

Unprotected monthly income
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of a {{ targetLabel }}/mo replacement target
Covered {{ coveredLabel }}Gap {{ gapLabel }}
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in future earnings between now and age 65, which is the asset you're protecting
Close the gap with High Limit Disability

Illustrative only. Assumes a 65% income-replacement target and group coverage of 60% of income up to the cap. Actual coverage, limits and eligibility depend on underwriting.

One plan, three stages

Protect your income. Then put it to work.

Disability coverage protects the income you're earning now. The rest of the plan is what that income becomes: savings that keep growing past the usual limits, and a retirement paycheck designed to last.

01
Protect

High Limit Disability

Coverage sized to a physician's income, so an illness or injury doesn't derail everything that comes next.

Learn more
02
Accumulate

Physician's Life Income Plan™

Tax-deferred savings with no statutory contribution limits, for physicians who have outgrown their 401(k).

See how it works
03
Spend down

Retirement Income Planning

Turn savings into dependable income, organized by time so a market decline doesn't dictate your paycheck.

See how it works

"Whether you are planning for a comfortable retirement or planning should the worst happen, the important thing is to plan."

The partnership

A private wealth firm, working for the College.

The ACG partnered with Wealth Management Strategies to design and secure benefits for members in retirement, planning, investments and insurance. WMS is a full-service private wealth management firm working mainly with physicians, business owners and high-net-worth families.

Brent Koch
Wealth Management Strategies
Ian Ellis
Wealth Management Strategies

Don't wait around to start saving.

A complimentary, no-obligation conversation about the benefits that fit your practice and your plans.

Schedule a call 949.335.0199
ACG Member Benefits

Exclusive financial and insurance benefits for members of the American College of Gastroenterology, provided by Wealth Management Strategies.

Contact
ACG Benefits Line 949.335.0199
Fax 949.833.5810
ACGbenefits@wmswealth.com
Wealth Management Strategies

*Assets under advisement by Wealth Management Strategies as of 8/31/26.

Wealth Management Strategies and the American College of Gastroenterology are separate, unaffiliated organizations; the ACG Member Benefits program is administered by Wealth Management Strategies on behalf of the College. This website is for informational purposes only and is not an offer to sell, or a solicitation of an offer to buy, any security or insurance product. Insurance products are offered through individually licensed and appointed agents and are subject to underwriting approval and state availability. Guarantees are backed by the claims-paying ability of the issuing insurance company. Investing involves risk, including possible loss of principal.

Duly registered and licensed financial professionals offer securities through Equitable Advisors, LLC (NY, NY 212-314-4600), member FINRA, SIPC (Equitable Financial Advisors in MI & TN), offer investment advisory products and services through Equitable Advisors, LLC, an SEC-registered investment advisor, and offer annuity and insurance products through Equitable Network, LLC (Equitable Network Insurance Agency of California, LLC; Equitable Network Insurance Agency of Utah, LLC; Equitable Network of Puerto Rico, Inc.). Financial Professionals may solicit and transact business and/or respond to inquiries only in state(s) in which they are properly registered and/or qualified. The information in this website is not investment or securities advice and does not constitute an offer. For more information about Equitable Advisors, LLC you may visit the Equitable Advisors website to review the firm’s Relationship Summary for Retail Investors and General Conflicts of Interest Disclosure.

Click here for other important information & disclosures.

Wealth Management Strategies is not owned or operated by Equitable Advisors or Equitable Network.

Questions about your benefits? Talk to an ACG benefits advisor at no cost.
949.335.0199 Schedule a call